PSD2: A secure approach to the banking of the future
Do you rely on Open Banking? Together with you, we have implemented PSD2 in a secure manner. A new era of bank transactions begins in September 2019. You can use our PSD2 certificates to test your interfaces and systems and use them in production from Sept. 14th onwards. We are one of the first qualified trust service providers in Europe to supply eIDAS conformal live and test PSD2 certificates.
The Second Payment Services Directive (PSD2) triggers a revolution in electronic payments: from mid-September 2019, banks operating in the EU are required to provide third-party providers access to their customers accounts in real-time, and to provide an interface (API) that is secured by qualified website certificates (QWACs) for this purpose. In turn, third-party providers must register with their National Competent Authority (NCA)*, and require qualified website certificates or qualified seal certificate (QSEALs) to access the bank accounts.
D-TRUST GmbH, a subsidiary of Bundesdruckerei GmbH, is one of the few European Qualified Trust Service Providers who offer these certificates.
PSD2 for FinTechs and banks: the most important information at a glance
Get PSD2-ready and order certificates today
Bundesdruckerei’s subsidiary D-TRUST offers live certificates to test the API under real-life conditions on real customer accounts and go into production on September 14th.
Order your live and test certificates now (QWAC and QSEAL).
More information about the certificates can be found in our FAQs section.
In the spirit of open banking, PSD2 promotes competition in the European financial sector. For users, payment transactions will become more convenient, cheaper and safer. Both banks and payment service providers have to invest more in the security of their digital services.
If you have any questions, please feel free to call our support team at +49 (0) 30 2598-4054 or send an e-mail to support [at] bdr.de.
More useful information about PSD2
QWACs and QSEALs for payment service providers.
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